Stop loss insurance market expands as employers seek protection against high-cost claims
Despite growth, high premiums for small enterprises, regulatory uncertainty, and variability in claims remain key challenges. Insurers are responding with more flexible policy structures, advanced data analytics, and partnerships with third-party administrators (TPAs) or captive insurance models to reduce risk and improve market access. The complexity of self-funded healthcare plans makes underwriting expertise and robust risk management increasingly important for insurers.
